Forty kinds of Clark County, NV business, each with the cash cycle that decides which funding fits.
Materials and crews are paid before the draw comes in.
Contractor business loans in Las Vegas, NV: working capital between draws, retainage, credit lines and construction equipment financing explained.
Plumbing and HVAC business loans in Las Vegas, NV: van and equipment financing, working capital for parts and payroll, and lines for uneven months.
Business loans for painting, flooring and drywall contractors in Las Vegas, NV: working capital for crews and materials, sprayer and equipment financing.
Electrician business loans in Las Vegas, NV: lines of credit for commercial draw cycles, van and tool equipment financing, and working capital.
Roofing business loans in Las Vegas, NV: lines of credit for material orders, working capital while insurers pay, and roofing equipment financing.
Clark County, NV had 3,588 construction employer establishments in 2023 (County Business Patterns 2023). Contractors can pay for materials and crews weeks before a draw is released, and retainage holds back part of every payment until closeout. Lines of credit, working capital and equipment financing are the types to weigh. Funding for contractors and builders in Las Vegas, NV.
631 plumbing, heating and air-conditioning employer establishments, 46.9% with fewer than five employees (County Business Patterns 2023); 16 in ZIP 89115. Service vans, parts stock and service-agreement billing shape the funding need. Plumbing and HVAC funding.
643 building finishing contractor establishments employed 15,413 people in 2023 (County Business Patterns 2023). Finishing trades buy material on deposit and carry crew payroll until the punch list clears. Funding for painting, flooring and drywall contractors.
455 electrical contractor establishments with 10,481 paid employees (County Business Patterns 2023). Commercial and new-build work can run on draw schedules, and tool and van fleets need replacing over time. Electrical contractor funding.
Only 52 roofing employer establishments in Clark County, NV in 2023, 48.1% under five employees (County Business Patterns 2023). Material orders come ahead of each job and some payments arrive through insurers. Roofing contractor funding.
654 residential building construction establishments, 68.8% with fewer than five employees (County Business Patterns 2023). Home builders and remodelers carry materials and subcontractor bills between draws. Their funding pattern follows the general contractor model on the contractor page.
294 nonresidential building construction establishments in 2023, 39.8% under five employees (County Business Patterns 2023). Larger jobs can mean larger draws and longer retainage periods, which a line of credit may suit.
Payroll-heavy work and machines that earn their keep.
Landscaping business loans in Las Vegas, NV: mower and trailer financing, lines of credit for monthly-billed contracts, and buying a lawn care company.
Cleaning business loans in Las Vegas, NV: working capital for payroll against net-30 contracts, lines of credit, and cleaning equipment financing.
Machine shop business loans in Las Vegas, NV: CNC machine financing new and used, working capital for material and net-terms customers.
Daycare business loans in Las Vegas, NV: working capital for payroll and subsidy timing, classroom furniture and equipment financing, expansions.
473 landscaping employer establishments, 52.2% under five employees (County Business Patterns 2023), plus 2,150 nonemployer landscaping businesses in 2024 (NES). Mowers, trailers and trucks, and monthly-billed maintenance contracts against weekly crew pay. Landscaping company funding.
526 janitorial employer establishments, 58.4% under five employees (County Business Patterns 2023). Weekly or biweekly payroll runs against net-30 commercial contracts. Funding for cleaning and janitorial companies.
164 fabricated metal product manufacturing establishments in Clark County, NV, 14 of them in ZIP 89115 (County Business Patterns 2023). CNC machines, material buys and industrial customers on net terms. Machine shop and fabrication funding.
254 child day care employer establishments, plus 4,603 nonemployer child care businesses in 2024 (NES). Staffing drives payroll, and tuition and subsidy payments arrive on their own schedule. Daycare funding.
506 employer establishments, 93.3% with fewer than five employees (County Business Patterns 2023), and 10,979 nonemployer businesses in 2024 (NES). Income can arrive in lumps around bookings while rent and gear do not wait. Working capital is one fit.
Lifts, diagnostics and parts on the shelf.
Auto repair business loans in Las Vegas, NV: car lift and diagnostic equipment financing, parts inventory, working capital for fleet receivables.
1,007 auto repair and maintenance employer establishments in 2023 (County Business Patterns 2023), 46 of them in ZIP 89115. Lifts, diagnostic tools and parts inventory, plus fleet and warranty receivables. Funding for repair shops and bays.
Stock bought ahead of sales.
Gas station and convenience store loans in Las Vegas, NV: buying a station, fuel and in-store inventory, coolers and POS equipment financing.
Grocery store business loans in Las Vegas, NV: inventory financing, walk-in cooler and freezer financing, credit lines and buying a grocery store.
Ecommerce business loans in Las Vegas, NV: inventory financing for online sellers, credit lines for ad spend, sales-based advances and acquisitions.
481 gasoline stations and 226 convenience stores in 2023 (County Business Patterns 2023); only 6.7% of the gas stations had fewer than five employees. Fuel and in-store inventory, coolers and acquisitions. Funding for stations and c-stores.
467 grocery employer establishments with 18,810 paid employees (County Business Patterns 2023). Perishable stock, refrigeration and supplier terms. Grocery store funding.
681 electronic shopping and mail-order employer establishments, 75.0% under five employees (County Business Patterns 2023); 27 in ZIP 89115. Inventory can be bought months before marketplace payouts arrive. Ecommerce funding.
1,265 clothing and accessories employer establishments in 2023 (County Business Patterns 2023). Stores may buy each season's stock ahead of sales, so inventory financing is one fit.
671 health and personal care store establishments, 38.6% under five employees (County Business Patterns 2023). Shelf stock and supplier minimums can make this an inventory financing trade.
235 furniture and home furnishings stores in 2023, 48.5% under five employees (County Business Patterns 2023). Bulky stock can turn slowly, so sizing needs care; inventory financing ties the funding to the goods.
233 building material and garden supply establishments employed 6,881 people (County Business Patterns 2023). Contractor accounts on terms and large stock orders. Inventory financing fits the stock side.
Daily card sales and kitchens that wear out.
2,308 limited-service restaurant employer establishments with 44,725 paid employees (County Business Patterns 2023). Card sales arrive daily; ovens, fryers and hoods wear out. Equipment financing is one fit.
1,739 full-service restaurants employed 52,696 people in 2023 (County Business Patterns 2023). Kitchen equipment, dining-room refits and the gap between supplier bills and weekend sales. Equipment financing covers the kitchen.
615 snack and nonalcoholic beverage bar establishments (County Business Patterns 2023). Espresso machines, blenders and display coolers are small-ticket equipment financing requests.
468 drinking places in Clark County, NV, 21.4% under five employees (County Business Patterns 2023). Coolers, draft systems and point-of-sale hardware. Equipment financing is the place to begin.
Equipment, build-outs and insurer payment timing.
2,154 offices of physicians, 62.8% with fewer than five employees (County Business Patterns 2023). Diagnostic equipment and the wait for insurer payments. Equipment financing carries the diagnostic machines.
1,560 offices of other health practitioners in 2023 (County Business Patterns 2023), with 4,530 nonemployer practices in 2024 (NES). Treatment tables, imaging and exam equipment. Equipment financing is one route.
964 dental offices with 6,834 paid employees (County Business Patterns 2023). Chairs, imaging and operatory build-outs. Equipment financing handles the equipment side.
348 home health employer establishments employed 5,734 people (County Business Patterns 2023). Payroll is a major cost and payer reimbursement can take time; vehicles and devices are equipment financing requests.
Chairs, stations and membership revenue.
486 beauty salon employer establishments and 8,063 nonemployer salons in 2024 (NES). Chairs, stations and a build-out before the first client. Working capital covers the opening weeks.
198 nail salon employer establishments, 66.2% under five employees (County Business Patterns 2023), plus 4,127 nonemployer businesses in 2024 (NES). Stations, ventilation and supplies; working capital is one fit.
218 fitness and recreational sports centers employed 4,893 people (County Business Patterns 2023). Equipment refreshes and membership revenue that can dip and recover. Working capital can smooth the dips.
Wages can go out before invoices are paid.
2,512 consulting employer establishments, 87.7% with fewer than five employees (County Business Patterns 2023). Consultants sell time and invoice later, so a line of credit covers payroll between invoices.
1,769 employer establishments under NAICS 5312, 92.1% with fewer than five employees (County Business Patterns 2023). Commission income arrives at closing; marketing and desk costs do not wait. A line of credit fits that rhythm.
1,450 legal services establishments in 2023 (County Business Patterns 2023). Case costs can be advanced before fees are collected. A line of credit is one tool.
1,047 employer establishments under NAICS 5242, 72.4% under five employees (County Business Patterns 2023). Commissions arrive on carrier schedules. A line of credit can even out the gaps.
1,003 accounting and bookkeeping establishments, 74.3% under five employees (County Business Patterns 2023). Revenue can be uneven through the year. A line of credit can carry the quieter months.
962 computer systems design establishments in 2023 (County Business Patterns 2023). Contract work billed in milestones. A line of credit bridges the milestones.
817 establishments in activities related to real estate (County Business Patterns 2023). Owner remittances, vendor payments and timing gaps. A line of credit helps.
656 architecture and engineering establishments employed 8,367 people (County Business Patterns 2023). Fees follow project phases. A line of credit covers staff between phases.
Furniture, fixtures and room refits.
304 traveler accommodation establishments in Clark County, NV in 2023 (County Business Patterns 2023). Smaller properties can finance furniture, fixtures and room refits through equipment financing.
Haleridge Commercial Capital, a small-business funding service in Las Vegas, Nevada, groups forty kinds of Clark County, NV business by trade and notes a funding type that can fit each one. Thirteen industries have their own pages; partners consider businesses across most industries and make their own decisions.
Haleridge's partners weigh requests from most lines of trade, east valley or west. What changes from one trade to the next is the cash cycle: when money goes out, when it comes back, and what the business owns that could secure funding. A plumbing contractor, a grocery and an online seller can ask for the same sum and need three different structures.
| Sector | Employer establishments (CBP 2023) | Nonemployer count (NES 2024, separate program) |
|---|---|---|
| Professional and technical services, NAICS 54 | 7,876 | 32,601 |
| Health care and social assistance, NAICS 62 | 7,065 | 18,597 |
| Retail trade | 6,500 | 16,926 |
| Accommodation and food services | 5,780 | 5,492 |
| Real estate, rental and leasing (NAICS 53) | 3,981 | 24,791 |
| Other services | 3,900 | 28,576 |
| Construction | 3,588 | 12,748 |
| Administrative, support and waste services (NAICS 56) | 3,586 | 23,894 |
CBP and NES are separate programs with different years, so the two columns are shown side by side and never added. Each note below gives one or two county figures and points to the page or funding type that fits.
By Haleridge Commercial Capital · Updated
